A home loan may be a long-term commitment, but that does not mean it should be placed in a drawer and forgotten.
Interest rates, lending products and lender policies can change over time. Your own circumstances may change too, which means the loan that once suited you may not remain the most competitive or appropriate option available.
At Hypothèque, we continue working with our clients after settlement.
We review their home loans every six months to check whether the interest rate and loan structure remain competitive and suitable for their needs.
A review does not automatically mean changing lenders or refinancing. It simply provides an opportunity to understand how your existing loan compares and whether there may be a genuine benefit in considering another option.
If it has been more than a year since your last home loan review, now could be a good time to take another look.
